These include, but are not limited to: Copayments And Deductibles: Your card can be used to pay for copayments and deductibles related to medical services, such as doctor visits, lab tests, and prescriptions. TAMPA, Fla., Nov. 8, 2021 /PRNewswire/ --Wellcare, a wholly owned subsidiary of Centene Corporation, announced today its Special Supplemental Benefits for the Chronically Ill (SSBCI) for plan year 2022, available for eligible Medicare beneficiaries during the Annual Enrollment Period running now through Dec. 7, 2021. Humana Healthy Foods Card is now the Healthy Options allowance. Medicare flex cards offered by well-known Medicare Advantage plans are legitimate. WellCare Members enrolled in plans eligible for this benefit receive a prepaid VISA debit card that may be used to cover part of members' out-of-pocket expenses at a dental, vision or hearing provider that accepts VISA. Another great WellCare Medicare Advantage benefit. By providing your email address, you agree to receive emails containing coupons, refill reminders and promotional messages from GoodRx. Wellcare is the Medicare brand for Centene Corporation, an HMO, PPO, PFFS, PDP plan with a Medicare contract and is an approved Part D Sponsor. You can use the Wellcare Flex Card to cover dental, vision and hearing services at both in-network and out-of-network provider locations. The Medicare flex card is a prepaid debit card that helps eligible seniors pay for out-of-pocket healthcare costs and other approved items. Wellcare Offers Innovative Special Supplemental Benefits for the Chronically Ill (SSBCI) during Medicare Annual Enrollment Period Benefits Include Flex Cards for Utilities Assistance, Grocery Delivery, Helper Bees Concierge Services, Robotic Companion Pets, andMore The Wellcare Flex Card supplemental benefit helps members choose to extend their dental, vision or hearing coverage where they need it the most. Sign up for an online account. WellCare also offers its Medicare Advantage members the Flex Card, a preloaded Visa debit card with a dollar value ranging from $200 to $2,500. Wellcare also offers a Visa Flex Card benefit to extend dental, vision or hearing coverage as needed. To use, swipe the card to pay for services received at a dental, vision or hearing provider. Senior Strong Copyright 2023, All Rights Reserved, How To Check Balance On WellCare Flex Card, Tips For Managing Your WellCare Flex Card Balance. To make the most of your WellCare Flex Card, follow these tips: To help you gain a better understanding of Wellcare Flex Cards and what you can buy with your Flex cards, we have addressed some of the most common queries by the people. Some Anthem Medicare Advantage plans may feature Medicare flex cards. Their Flex Card comes with 24/7 telephonic support and they may use the Wellcare member portal or the Wex Health website to check their balance and last transaction, or to report a lost or stolen card. If you enroll after January 1, your benefit is available the day your plan coverage begins. Learn more about how we ensure our content is accurate, thorough, and unbiased by reading our. box will appear. There are multiple tools on how to assist your members with enrolling with Humana. First, select the plan with the lowest cost with regard to your medications, he says. In this comprehensive guide, we'll cover the various methods for how to check balance on WellCare Flex card, ensuring you're always aware of your available funds. The WellCare Flex Card is a valuable resource for seniors enrolled in WellCare Medicare Advantage plans. By their nature, forward-looking statements involve known and unknown risks and uncertainties and are subject to change because they relate to events and depend on circumstances that will occur in the future, including economic, regulatory, competitive and other factors that may cause our or our industry's actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. He has more than 20 years of experience working in the senior healthcare industry. Youll also pay for your health care services as you need them, meaning your annual medical expenses will depend on how much care you need. Centene offers affordable and high-quality products to nearly 1 in 15 individuals across the nation, including Medicaid and Medicare members (including Medicare Prescription Drug Plans) as well as individuals and families served by the Health Insurance Marketplace, the TRICARE program, and individuals in correctional facilities. To easily check your balance, log into theFlex Card Member Portal. Medicare Flex Card for Seniors Benefits and Eligibility The available funds on your card can be used to cover out-of-pocket expenses for dental, vision, and hearing services. If you forget your card, your provider doesnt accept VISA, or if there were difficulties in swiping your card, you can submit an eligible expense for reimbursement. Consult your plan documents or contact WellCare customer service for clarification on any points you're unsure about. Your annual benefit is available to you starting January 1st. Financial and other information about Centene is routinely posted and is accessible on Centene's investor relations website,https://investors.centene.com/. This applies whether or not the providers are in the plan's network. If you believe you have been the victim of a Medicare flex card scam, report it to the government by calling 1-800-MEDICARE (1-800-633-4227). By having an estimate of upcoming expenses, you'll be better prepared to budget your WellCare Flex Card funds and avoid any surprises. Our partners cannot pay us to guarantee favorable reviews of their products or services, {{ tocState.toggleTocShowMore ? For example, ask these questions: Does the insurance company have a good track record? Medicaid services are funded in part by the state of New Mexico. Some WellCare Medicare Advantage plans may offer a Visa flex card with a spending limit of $200 - $2,000. Wellcare Medicare Advantage Review (2023) - Forbes Health The Wellcare Flex Card Visa is a prepaid debit card you can use to pay for any dental, vision or hearing, and in some cases, utility, services beyond your plan benefits. WellCare Visa Flex Card TV Spot, 'Medicare Beneficiaries' Our most personal plan benefit the Visa Flex Card from Wellcare. Getting a flex card may often mean signing up for a new plan. The opinions expressed are the authors alone and have not been provided, approved or otherwise endorsed by our advertisers. For example, Anthems Benefits Prepaid Card may give you an allowance to pay for approved grocery items, service dog support products, and utilities. To help improve clinical outcomes, CMS recently allowed MA plans like Wellcare to offer expanded supplemental benefits to members meeting certain clinical criteria. WellCare is partnering with Wex to expand our Supplemental Flex Card benefit for 2021. So, what can I buy with my Wellcare Flex card? After enrollment in WellCare Medicare Advantage, the insurer may send you an activated WellCare Flex Card Visa ready to use and loaded with an annual allowance for dental, vision and hearing services. To get the most out of your Wellcare Flex card, you should know what benefits are available to you. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. No, the Wellcare Flex Card is only intended for qualified healthcare expenses. Wellcare typically includes prescription drug coverage in its Medicare Advantage plans. At Senior Strong, you can show your loved ones just how much you value them. If you do not have the necessary funds to cover an expense, you may be able to charge up to the available balance on your card. Flex cards are an additional benefit to Medicare Advantage plans. It's a valuable tool for managing your healthcare budget and reducing out-of-pocket costs. The transaction will be approved if you are eligible, the card is active, and funds are available. How To Get A New York Times Subscription Senior Discount, Everything To Know About Senior Discounts. wellcare | Flex Card for Dental, Vision, and Hearing (DVH): Important Information . or mailing a Reimbursement Request Form found under the Tools & Support tab in your online portal. This card is said to give you extra money to personalize your dental, vision and hearing coverage and includes other perks such as home-delivered meals or a gym membership. Medicare Advantage essential extras. Follow the onscreen instructions, filling in your first name, last name, zip code, and your Employee ID (Note: This is your Member ID#). Flexible Spending Card for Dental, Vision and Hearing from Wellcare Consult your plan documents or contact your health plan's customer service for more information on fund expiration. Simply use your Visa Flex Card to pay for the items or services, up to your set amount. Any information we provide is limited to those plans we do offer in your area. The card can be used to pay for eligible healthcare expenses, such as copayments, deductibles, and certain over-the-counter (OTC) items. Be sure to stay informed about your account activity and balance to ensure you make the most of your Wellcare Flex Card benefits. To get the card, youll need to enroll in a Medicare Advantage plan that offers the program. The Wellcare Flex Card is a valuable financial tool designed to assist senior citizens in managing their healthcare expenses. Privacy Policy New Mexico (NM) Dual Eligible Special Needs Plan (D-SNP) Members: As a Wellcare by Allwell D-SNP member, you have coverage from both Medicare and Medicaid. Wellcare Medicare Advantage 2023 Review - NerdWallet Our D-SNP plans have a contract with the state Medicaid program. Look for alternatives, like original Medicare or Medigap, to see which option best fits your needs. No, the card is designed to cover only the eligible healthcare expenses of the cardholder. The Medicare Advantage plans from WellCare typically include additional coverage such as dental, vision, and hearing protection. Except as may be otherwise required by law, we undertake no obligation to update or revise the forward-looking statements included in this press release, whether as a result of new information, future events or otherwise, after the date hereof. Comprehensive Flex Card Benefits We provide support for any supplemental benefit type in your plan benefit package (PBP), or can act as a marketplace for benefits you wish to expand into: It can be much more than just implementing a benefit Additional Services to Support Flex Card Benefit Programs Benefit-based Incentives When you enroll in a plan, you will receive a Wellcare Flex Card in addition to your Member ID card. The benefit ranges from $500 - $1500 annually. You will NOT be able to get Store Branded rewards with Over The Counter (OTC) card purchases. Its important to note that you cannot be enrolled in a Medicare Advantage and a Medigap plan at the same time. Today, the company offers benefits with every Medicare beneficiary in mind, such as dental, hearing and vision services; Flex Cards to assist with co-pays; transportation services; telehealth visits; wellness and fitness programs; in-home support services; and special supplemental benefits for the chronically ill. Wellcare is a wholly owned subsidiary of Centene Corporation, a leading multi-national healthcare enterprise committed to transforming the health of the community, one person at a time. Eligibility is determined by the insurance carrier, not by Medicare. Only about a quarter of Wellcare members who have contracts with a Medicare star rating in 2021 have arrangements with a rating of 4 or more (out of 5). Anticipate future healthcare expenses by considering your healthcare needs and planning for potential costs. Medicare Advantage (MA) plans across the country are seeing increasing numbers of enrollees who have social risk factors and complex medical needs. Gordon is also the author of 10 books, including LIVEr: My Journey of Transplant Survival, a medical memoir written for John Hoffman who, in 1983, was among the first infants in the U.S. to receive a liver transplant when the field of liver transplantation itself was in its infancy. Below are some Medicare Advantage plans that offer flex cards and a few items that are covered: Out-of-pocket costs for vision, dental, or hearing services, Dental, vision, and hearing out-of-pocket costs or additional services. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Health site. By completing this form, you give Wellcare permission to contact you. Using the card for non-medical expenses may result in penalties or the loss of card privileges. button to complete the process. You may also order eligible items online, by mail, or by phone. If youre purchasing approved over-the-counter (OTC) items or paying for a prescription copay at the store, youll swipe the card like any other debit card. All Rights Reserved. Your plan determines the annual dollar amount on your Flex Card. The specific amount on WellCares Visa Flex Card depends on your plan and service area. For more about Gordon, visit SandraJGordon.com. GoodRx is not offering advice, recommending or endorsing any specific prescription drug, pharmacy or other information on the site. You should not place undue reliance on any forward-looking statements, as actual results may differ materially from projections, estimates, or other forward-looking statements due to a variety of important factors, variables and events including, but not limited to: the impact of COVID-19 on global markets, economic conditions, the healthcare industry and our results of operations and the response by governments and other third parties; our ability to accurately predict and effectively manage health benefits and other operating expenses and reserves, including fluctuations in medical utilization rates due to the impact of COVID-19; the risk that regulatory or other approvals required for the Magellan Acquisition may be delayed or not obtained or are subject to unanticipated conditions that could require the exertion of management's time and our resources or otherwise have an adverse effect on us; the possibility that certain conditions to the consummation of the Magellan Acquisition will not be satisfied or completed on a timely basis and accordingly, the Magellan Acquisition may not be consummated on a timely basis or at all; uncertainty as to the expected financial performance of the combined company following completion of the Magellan Acquisition; the possibility that the expected synergies and value creation from the Magellan Acquisition or the WellCare Acquisition (or other acquired businesses) will not be realized, or will not be realized within the respective expected time periods; the risk that unexpected costs will be incurred in connection with the completion and/or integration of the Magellan Acquisition or that the integration of Magellan Health will be more difficult or time consuming than expected, or similar risks from other acquisitions we may announce or complete from time to time; the risk that potential litigation in connection with the Magellan Acquisition may affect the timing or occurrence of the Magellan Acquisition or result in significant costs of defense, indemnification and liability; disruption from the announcement, pendency, completion and/or integration of the Magellan Acquisition or from the integration of the WellCare Acquisition, or similar risks from other acquisitions we may announce or complete from time to time, including potential adverse reactions or changes to business relationships with customers, employees, suppliers or regulators, making it more difficult to maintain business and operational relationships; a downgrade of the credit rating of our indebtedness; the inability to retain key personnel; competition; membership and revenue declines or unexpected trends; changes in healthcare practices, new technologies and advances in medicine; increased healthcare costs; changes in economic, political or market conditions; changes in federal or state laws or regulations, including changes with respect to income tax reform or government healthcare programs as well as changes with respect to the Patient Protection and Affordable Care Act and the Health Care and Education Affordability Reconciliation Act (collectively referred to as the ACA) and any regulations enacted thereunder that may result from changing political conditions, the new administration or judicial actions; rate cuts or other payment reductions or delays by governmental payors and other risks and uncertainties affecting our government businesses; our ability to adequately price products; tax matters; disasters or major epidemics; changes in expected contract start dates; provider, state, federal, foreign and other contract changes and timing of regulatory approval of contracts; the expiration, suspension, or termination of our contracts with federal or state governments (including, but not limited to, Medicaid, Medicare, TRICARE or other customers); the difficulty of predicting the timing or outcome of legal or regulatory proceedings or matters, including, but not limited to, our ability to resolve claims and/or allegations made by states with regard to past practices, including at Envolve Pharmacy Solutions, Inc. (Envolve), as our pharmacy benefits manager (PBM) subsidiary, within the reserve estimate we have recorded and on other acceptable terms, or at all, or whether additional claims, reviews or investigations relating to our PBM business will be brought by states, the federal government or shareholder litigants, or government investigations; timing and extent of benefits from strategic value creation initiatives; challenges to our contract awards; cyber-attacks or other privacy or data security incidents; the exertion of management's time and our resources, and other expenses incurred and business changes required in connection with complying with the undertakings in connection with any regulatory, governmental or third party consents or approvals for acquisitions, including the Magellan Acquisition; changes in expected closing dates, estimated purchase price and accretion for acquisitions; the risk that acquired businesses will not be integrated successfully; restrictions and limitations in connection with our indebtedness; our ability to maintain or achieve improvement in the Centers for Medicare and Medicaid Services (CMS) Star ratings and maintain or achieve improvement in other quality scores in each case that can impact revenue and future growth; availability of debt and equity financing, on terms that are favorable to us; inflation; foreign currency fluctuations and risks and uncertainties discussed in the reports that Centene has filed with the Securities and Exchange Commission. Others opt for monthly and quarterly installments. Wellcare is part of Centene Corporation, the sixth-largest provider of Medicare Advantage plans. Can I use my WellCare Flex Card for a family member's healthcare expenses? Benefits - Wellcare Medicare Click the. Log In To Your Account: Enter your username and password to access your Flex Card account. He has more than 20 years of experience working in the senior healthcare industry. But not all health plans offer this feature. Our D-SNP plans have a contract with the state Medicaid program. Are my medications covered in the plans drug formulary? The Flex Card can help you pay for dental, vision and hearing expenses not covered by your plan. About WellcareFor more than 20 years, Wellcare has offered a range of Medicare products, including Medicare Advantage and Medicare Prescription Drug Plans (PDP), which offer affordable coverage beyond Original Medicare. Wellcare is a private company that contracts with Medicare to provide its customers with Medicare Part A and Part B benefits. Claims that flex cards are free money: While these cards offer extra benefits, your insurance premiums may be higher. Access to healthcare benefits and financial assistance for seniors is crucial. If you enroll after January 1, your benefit is available the day your plan coverage begins. Have a minimum of 6 characters, contain upper and lowercase letters, and at least one number. Blue Advantage flex card, 2023. Many of Wellcares plans are part of the D-SNPs program for members eligible for both Medicare and Medicaid. Are my current healthcare providers in the network? The amount of money available on the card is based on several factors, such as: Whether you have special needs or a chronic illness, Whether you qualify for both Medicare and Medicaid. You receive your Medicare health care and prescription drug coverage through WellCare and are also eligible to receive additional health care services and coverage through Louisiana Medicaid. Wellcare Medicare Advantage plans can cover home health care, including skilled nursing care, home health aides and home delivery of meals and prescriptions. You must be enrolled in a qualifying Medicare Advantage plan to gain access to the Medicare flex card. Additionally, checking the balance on the card can help customers identify any fraudulent activity or unauthorized charges so that they can take action to protect their financial information. Benefit offerings vary by plan. These include, but are not limited to: To ensure you're purchasing eligible items, refer to the OTC product list provided by WellCare. Medicare Flex Card Eligibility For Seniors: Everything You Need To Know, Kohl's Senior Discount: Age Requirement, Benefits, And More, Goodwill Senior Discount Policy And Details, Great Clips Senior Discount: What To Expect. %PDF-1.5 % These cards are for qualified medical expenses like medical equipment, copays or coinsurance, Dental, vision, or hearing care, prescriptions, over-the-counter items, diagnostic devices, healthy food, and more. Here's how it works: The Flex Card is a Visa debit card preloaded with a set amount between $100 - $2,000, depending on your plan and service area. Stay informed and proactive in managing your healthcare expenses to enjoy the full advantages of this convenient payment tool. Enrollment in our plans depends on contract renewal. Medicare does not issue the flex card. At Senior Strong, you can show your loved ones just how much you value them. The Company takes a local approach with local brands and local teams to provide fully integrated, high-quality, and cost-effective services to government-sponsored and commercial healthcare programs, focusing on under-insured and uninsured individuals. from 8 AM - 9 PM ET. But if you havent saved enough money, it may be challenging to cover your expenses if you stop working. Some plans upload the full allowance upfront at the beginning of the year. But theres a limit on how many extra benefits you can choose, and these services may have to be verified as medically necessary by a healthcare provider. The card can be used at participating providers, pharmacies, and retailers. Wellcare Health Plans, Inc. (n.d.). The PHE is set to end on May 11, 2023. When you choose a Wellcare Medicare Advantage plans, you can personalize your coverage with the NEW Visa Flex Card. William Rivers is an editor with a masters degree in Human Services Counseling at Maine State University. Telehealth services, wellness and fitness programs, in-home support services and benefits for customers suffering from chronic illness are also among additional benefits offered. Prior to joining Forbes Health, Jessica was the manager of creative communications at Hearst, where she specialized in high-level production and project management. Enrollment in our plans depends on contract renewal. Talk to a trusted advisor or licensed insurance agent to help you make the best decision. What Is a Medicare Flex Card (and What Are the Benefits)? - GoodRx