The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past . $309 million available to homeowners struggling with mortgages hbbd```b``z"g N}`0 Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. Report suspected fraud here. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. Illinois Emergency Homeowner Assistance Fund Is Not Accepting You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. The application period runs from April 11th through May 31st, 2022. To learn more visit IllinoisHousingHelp.org. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Lawmakers announced the relief program for homeowners affected by the pandemic in February. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream PDF Pritzker Administration Announces up to $30,000 in Mortgage Relief per CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. call (855) 631-0811. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. $387M in Mortgage Relief Available to Illinois Homeowners Be careful to avoid scammers who engage in these practices. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Here's Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Homeowners with household incomes less than 150% of the Area's Median Income. If applicants can repay part, but not all of the costs . If you have any questions, please contact the ILHAF call center at (866) 454-3571. Provide immediate housing stability for up to three prospective months, if deemed necessary. Illinois Emergency Homeowner Assistance Fund - HODC IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. This program has some income-related restrictions on which homeowners will qualify to receive funding. The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . Something went wrong while submitting the form. Governor Juliana Stratton. Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). Have experienced a financial hardship associated with the COVID-19 pandemic. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN Contact a Housing Stability Service Provider NearYou. You are encouraged to apply as soon as possible. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. The state is currently accepting applications for ILHAF assistance. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. <> <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Illinois starts offering grants for home improvement for low-income Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. with experience operating and administering homeowner rehabilitation assistance programs. Program Assistance and Frequently Asked Questions . If you are a servicemember, contact your local Legal Assistance Office. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. Information about COVID-19 from the White House Coronavirus Task Force in conjunction with CDC, HHS, and other agency stakeholders.Visit coronavirus.gov, Information on what the U.S. Government is doing in response to COVID-19.Visit usa.gov (English) Visit usa.gov (Spanish), Explore guides to help you plan for big financial goals, Check if the program in your area is accepting applications. A common tactic scammers use is requiring you to pay an upfront fee before giving you any services. Gov. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Mortgage Resource Toolkit Remember, help is free. today announced the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. Oops! 'nff`] 7; H3"@ $ WKtLS'[email protected]+oQni7%MfV! To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . Find a housing counselor near you. Housing Opportunity Development Corporation (HODC) is a community-based nonprofit developer of affordable housing founded in 1983. <> Available in English and Spanish. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. They can help you figure out your options and guide you through the paperwork and process of working with your servicer. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Each state or territory developed its own program. In most cases, programs are providing money as a grant that does not need to be paid back. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Simply click to download. Illinois homeowners affected by COVID-19 eligible for up to $30K in If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Choose from the following social media posts to share on your platforms. Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. They can help guide you through the application process. Download and distribute this poster to place on bulletin boards and distribute to local businesses, community organizations and clinics in your canvassing and outreach efforts. All Rights Reserved. Have questions about Illinois rental, mortgage, utility, or eviction prevention legal aid? Est en riesgo de perder su casa? Homeowners with household incomes less than 150% of the Area Median Income. In total, approximately $10 billion will be disbursed to programs across the country. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. Illinois residents can apply for up to $30,000 in housing assistance HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. Topics will include: Webinars will be offered in English and Spanish. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. The fund, which totals $309 million, is designed to help struggling. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. How can I get help filling out my application? Apply for assistance for your primary residence. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. All Rights Reserved. Application processes may vary by location. Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. Click here to find the income limits for your county. Scammers will sometimes use websites that look similar to official government websites to trick consumers. The program offers up to $30 thousand in relief to Illinois homeowners affected by COVID-19. The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. Single Family Housing Repair Loans & Grants in Illinois Something went wrong while submitting the form. Gov. Pritzker: Applications open April 11 for homeowner assistance fund Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. Households who are behind on rent but not yet facing eviction court proceedings should contact an IDHS Service Provider Agency. Contact HODC at847-564-2900to make an appointment. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. The Illinois Homeowner Assistance Fund Program provides. Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. 3 0 obj Pritzker Administration Announces Up to $30,000 in Housing - NCSHA Wecan help you find out if you qualify for emergency assistance funds. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. All services related to the HAF program are free of charge. endobj Download this in-depth trifold to print professionally and distribute strategically. Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). PDF Pritzker Administration Launches $309 Million Assistance - Illinois IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. Toll Free. The goal of the program is to help stabilize Illinois families while they regain financial footing. For example, repayment may be requested if you sell your home before a specified date. A certificate from a HUD-certified housing counselor or a letter from your mortgage servicer detailing efforts to resolve your delinquency will be required to apply for ILHAF assistance. Los destinatarios elegibles NO tienen que devolver el dinero. Am I guaranteed to receive assistance if I meet the eligibility requirements? Illinois Homeowner Assistance Fund to launch in April 2022 - KWQC Find free legal help for homeowners in your area here. Some state HAF programs may require a servicer to pause foreclosure activity. JB Pritzker and the Illinois Housing Development . Do I have other options if I am not approved for HAF? Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. The new application deadline has not been announced yet. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Homeowners who are past due on their mortgage or property tax payments. Homeowners who are at least 30 days late on their mortgage or property tax payments. Some locations expect to receive more applications than can be funded by their program. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. All rights reserved. *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. Up to 3 months of prospective payments, if necessary. Homeowner Assistance Fund Income Limits (HAF) | HUD USER Applications will be accepted starting November 1, 2022. Find an approved HUD-certified Housing Counselor to explore housing assistance opportunities in your area. If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. Many programs began accepting applications in early 2022. Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress.